Seamless care meets long-term financial security



The challenge in planning for future care needs is that you can’t be certain of precisely what you’re planning for. How can you maintain your independent lifestyle without worrying about life’s what-ifs? Anyone’s health may change at some point, but what can you do about it now? Quite a bit, as it turns out.

Westminster-Canterbury of the Blue Ridge is the only community in Central Virginia to offer the Lifecare option. What is Lifecare? It’s the security of knowing that as you age in our community, a full continuum of retirement care is here for you right where you live — assisted living, memory care, long-term skilled nursing care and rehabilitation therapies. You’ll also know that your monthly fee will not increase from independent living through the various levels of care you may need.

The advantages of a life plan with Lifecare


The thing to remember is that without the Lifecare agreement your out-of-pocket costs for any level of care will most certainly be higher than they would be with Lifecare. That’s because you’ll be paying market rates for those services, which are constantly rising. Lifecare provides long- and short-term care at a discount from what you pay in the open market.

At Westminster-Canterbury of the Blue Ridge, the Lifecare agreement ensures you’ll receive any level of care you need, for as long as you need it, for essentially what you’re paying for your residence in independent living. Your expenses will be more predictable. Planning will be simpler and more precise. You won’t need to leave home to find the care you need. And you may well find yourself in a more favorable tax position.

What’s more, your grown children will be free from having to make decisions on your behalf.

If you ever do need care, they’ll know you’re receiving the absolute best. You do have to qualify for Lifecare, so we recommend moving to Westminster-Canterbury of the Blue Ridge while you’re healthy and independent.

Lifecare Contracts at Westminster-Canterbury

View Lifecare video



The advantages of Lifecare far exceed what can be explained here. We suggest you call us to schedule a visit, and we’ll clarify in detail why Lifecare from Westminster-Canterbury of the Blue Ridge may be among the smartest decisions you’ve ever made.

For the full story on Lifecare, please use the contact form or call 434-972-2622.

FAQs

1Do all communities offer Lifecare?
No. Although Continuing Care Retirement Communities do offer care services, not all of them offer the Lifecare agreement to pay for them. Lifecare makes your monthly fee more predictable if you should need to move through the levels of care. Lifecare at Westminster-Canterbury of the Blue Ridge provides short- or long-term care in a private room for about the same monthly fee you pay in independent living. What’s more, this fee is typically less than market rates for comparable care.
2Can the Lifecare contract option work with a long-term care insurance policy?
If you have a long-term care insurance policy, you may be eligible to receive benefits from that policy paid directly to you if you ever need assisted living, memory care or skilled nursing. Consult with your insurance carrier or agent for specific answers regarding your individual policy.